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You were born with both the need and the capacity to love, but you weren’t born knowing (and were likely never taught) how to create and grow healthy relationships. Your success, security and happiness depends on your willingness to invest time, attention, money and intention to learn. Here are three important reasons to boost your L.Q. (love quotient) by committing to relationship education:

To protect your money, financial assets and earning power. The financial costs of poor relationship choices are both measurable and considerable. The wedding industry is a $51 billion business; the divorce industry is about equal to that.

The cost of one failed marriage cycle can easily exceed $100,000. According a recent survey of divorcees from our Grown Zone account on Twitter, 28 percent of nearly 200 respondents reported that the cost of their most expensive failed marriage cycle was at least $100,000—that’s more than $5 million dollars.

On the other hand, research—including a recent Washington University of St. Louis study on a spouse’s personality impact on his/her partner’s career—shows that making wise relationship choices has a positive impact on career success and earning power.

Those who pay $10,000 or more for one-on-one, private relationship coaching, including many successful entrepreneurs and high-earning professionals, do so because spending on relationship education now is a smart investment to avoid costly choices later. They are investing in insurance against the disruption of their capacity to earn, as well as protection of their hard-earned assets, including their business and personal wealth, and their reputations and personal brands.

But if you are not a wealthy business owner or high-earning professional, free or low-cost relationship education (in the form of books like Loving In The Grown Zone, conferences, classes, workshops and webinars) can still help you to recognize when a relationship prospect poses a threat to your financial stability. Consider this: Victims of severe intimate partner violence lose almost 8 million days of paid work each year because of abuse. This leads us to another reason why relationship education is worth the investment: